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Weekly grade record - July 20, 2026

5,300 pools graded. The meme-pairs got purged, safe stablecoin vaults pulled in fresh capital, and Base kept slipping. Here's the week in onchain yield.

Every Monday, Litmus grades every live pool on the feed and publishes the record - before anyone knows how those pools actually play out. This week's snapshot covers 5,300 pools. Here's what changed between July 13 and July 20.

The week at a glance

  • 5,300 pools graded - up 43 from last week
  • 567 pools upgraded, 447 downgraded - a net-positive week
  • Safe share (A or B): 61%, flat week over week - but the mix underneath moved a lot

Grade distribution

GradeLast weekThis weekChange
A - Very safe112112+0
B - Safe3,0943,138+44
C - Moderate1,3401,383+43
D - Elevated423403−20
F - High risk288264−24

Pools by Safety Grade this week

The headline safe-share held at 61%, but notice the tails: D and F both shrank (−20 and −24) while B and C grew. Fewer pools sat in the danger zone this week - the middle of the market quietly firmed up.

Does the grade actually mean anything?

Fair question to ask of any rating. Here's every graded pool's APY, grouped by the grade we gave it:

APY distribution by Safety Grade

The separation is clean and it runs in one direction: median APY climbs from 3.2% at A to 46.7% at F. We don't grade on yield - the score comes from liquidity, APY stability, reward quality, and data completeness - so this gap is the grade independently rediscovering the oldest rule in finance: the biggest advertised returns carry the biggest risk.

One honest wrinkle: A's median (3.2%) sits slightly above B's (1.4%). That's not a bug - the A tier is dominated by large, mature staking and lending pools that pay a real base yield, while B sweeps in thousands of small pools paying close to nothing. Safety and zero yield aren't the same thing.

Notable moves

The pattern in the downgrades is impossible to miss: almost every hard fall from B to F was a high-APY meme-token pair.

  • Raydium WSOL-ZEREBRO (Solana) - 88.20% APY → B to F
  • gmtrade USDCAD-USDC (Solana) - 44.47% APY → B to F
  • Uniswap NES-USDC (Ethereum) - 38.73% APY → B to F
  • Uniswap ETH-TRAC (Ethereum) - 29.56% APY → B to F

Headline yields like these come almost entirely from short-lived incentives and volatile trading fees. When that volatility shows up in the data, the grade drops fast. That's the grade doing exactly its job: a big APY number never hides high risk for long.

On the other side, the biggest upgrade was Aave v3 USDTB (Ethereum), moving F to B at a modest 5.80% APY - a blue-chip lending market stabilizing after a rough patch. Quiet, boring, and exactly the kind of recovery the grade is built to catch.

Where the money moved

The biggest TVL swings this week (pools over $1M) tell the other half of the story - capital didn't chase the 88% meme yields, it concentrated in graded-safe stablecoin vaults:

  • Kamino USDG (Solana) - $2.0M → $23.0M (+1,033%), graded B
  • SparkLend USDT (Ethereum) - $15.7M → $73.7M (+369%), graded B
  • Aave v3 USDTB (Ethereum) - $1.6M → $5.9M (+259%), graded B
  • Morpho Blue cscbUSDC (Base) - $2.8M → $10.1M (+258%), graded B

Every one of the week's biggest inflows landed in a B-graded pool. Money moved toward safety, not yield.

By chain

Safe share is the percentage of a chain's graded pools sitting at A or B.

ChainPoolsSafe shareΔ vs last week
Ethereum2,07461%+1pp
Solana77878%+2pp
Base60143%−2pp
Arbitrum32260%+1pp
BSC14973%+0pp
Polygon13747%−3pp

Two things stand out. Solana is the safest major chain this week at 78% - despite being where most of the meme-pair blowups happened, its stablecoin and LST pools carry the average. And Base keeps slipping - down another 2 points to 43%, the lowest safe-share of any major chain. Base has the yield, but a smaller share of it clears our safety bar.

Our read

This was a flight-to-safety week wearing a calm face. The 61% safe-share didn't move, so at a glance nothing happened - but underneath, the market sorted itself: the high-APY degen pairs got purged down to F, the D/F tails shrank, and every dollar of major new TVL went into boring B-graded stablecoin vaults. That's a healthier market than the flat headline suggests.

What I'm watching next week: whether the newly-upgraded B pools hold their grade. A pool that bounces F → B → F is telling you something the APY number won't. And whether Base can arrest its slide - three straight down-weeks in safe-share is a trend, not noise.

Method note

Grades are recomputed every week from public data under our published methodology and recorded before outcomes are known. They are descriptive research and our opinion - not investment advice, not an audit, and not a guarantee. Always verify with the underlying protocol before depositing.

Dolomite's USD1 Market: A 10-Week Capital Expansion, ExaminedLitmus tracked Dolomite's Ethereum USD1 market across 13 weekly snapshots: a sharp capital expansion, yield normalization, and a stable B grade.DeFi Yield Grading Audit: 5,299 Pools Reviewed on August 17, 2026A transparent audit of Litmus DeFi yield data, A–F safety grades, snapshot integrity, and the framework used to evaluate 5,299 yield pools.Why High DeFi APY Can Be Risky: What the Yield Really Tells YouHigh DeFi APY can come from incentives, volatile fees, or temporary demand. Learn what to check before chasing a high crypto yield.
Safety Grades are our opinion under a published methodology. Informational only - not investment advice, not an audit, and not a guarantee.